| Lenders for years have been programming us on how to pay our loans. Their goal is for the consumer to pay the minimum payment due over the MAXIMUM term! Why is this? They, the lenders, want to collect the most amount of interest money from YOU, the debtor. Since most of us can't afford to pay cash for many of life’s luxuries, we get caught in the financing game! This is a terrible problem that afflicts most Americans. What can be done? |